Yes, proof of regular income is required to assess your ability to make the monthly payments.

Any legal residential property registered under a housing project or listed under the Tapo (State Land) registry is eligible for financing.

If the financed amount is less than $50,000, the property remains under your name. For amounts over $50,000, the title stays under Safe Home until the full repayment is completed.

No. The entire process is transparent, and all terms—such as price and profit—are disclosed upfront with no hidden costs.

The required documents include: • Valid ID of both the applicant and guarantor • Mukhtar endorsement • Land or property registry documents • Proof of income

Once all documents are submitted by both the applicant and guarantor, the process is typically completed within 7–14 business days.

Yes, as long as the property is legal, registered, and eligible under local regulations.

Yes. Early repayment is allowed, and you may benefit from a discount depending on the remaining balance and payment timing.

It depends on your individual case. The need for a guarantor is evaluated based on your income level, credit history, and the total financing amount.

You can apply online, visit one of our branches, or contact our customer support team directly.

You can repay in either US dollars (USD) or Iraqi dinars (IQD), depending on your preference.

If you miss a payment, our customer representatives will contact you to discuss suitable solutions. In cases of delays exceeding 90 days, legal procedures may be initiated if necessary.